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Hi and welcome to my DeFi Hub, here, I'll be sharing all my insights on DeFi and finance more broadly. I created this website because I wanted a space where you can access free knowledge easily. In a world where everything moves quickly, I've chosen to prioritize thoughtful, in-depth content that truly explores the subjects.

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Research

Thoughts

Last Strategy

Both srNUSD and jrNUSD are available on Pendle as PT (Principal Token) and YT (Yield Token), which adds another strategic layer on top of Strata’s tranche structure.

On Pendle, PT locks in a fixed return until maturity, while YT gives you pure exposure to the yield.

This creates interesting opportunities:

What’s good here is you can take advantages of the safe feature of srNUSD and buy YT to leverage your yield OR you can get a fixed interest on jrNUSD so take advantages of it’s risky aspect but locking a fixed yield on it through PT

YT-srNUSD = leveraged exposure to safer yield
PT-jrNUSD = fixed yield on a risky tranche

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Last Research

DeFi TVL market is priced at $164B, comparatively mobile fintech market is priced at $2T and Neobank holds $2.4T AUM. No need to say that DeFi is still in it’s early age, “If DeFi is going to grow, it needs to pursue the everyday users who make fintech massive”.

So the real question becomes:

What kind of global environment would actually allow DeFi to capture those flows, and can it truly scale beyond

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Last Thoughts

The second law is triadic closure, the idea that if A knows B and A knows C, B and C are likely to connect soon. This "friends of friends" effect, studied by Anatol Rapoport in the 1950s and quantified by Jure Leskovec in 2008 (analyzing networks like Flickr and LinkedIn), shows that link probability drops exponentially with social distance. The further away you are from a friend of a friend, the less likely you are to bond.

Bond selection isn't fully random, it's weighted by distance: Closer nodes are more likely to be picked. This law combines with homophily, meaning that once picked, similarity still decides if the link forms over time or not.

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All material here are my personal thoughts and analysis. They are not investment advice but knowledge content to reflect on.

Do your own research

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